Payday Loans in Alaska – Best Alaska Payday Lenders

A payday loan is a short-term loan in which you can receive immediate access to cash. Some states have banned payday loans; however, the state of Alaska allows this type of loan.

Payday loan amounts in Alaska normally range from $100 to $1500. In order to qualify, you must be a citizen of the United States and at least 18 years of age. You must also have a steady source of income and a valid checking account.

Alaska has laws that limit the amount payday loan companies can charge. The maximum that lenders can charge for payday loan is $15 for a $100 loan plus a $5 origination fee. There is no maximum term for the loan; however, the minimum length of time for a loan is 14 days. You will be allowed to extend the loan two times, and there is no limit to the number of payday loans that you can have simultaneously.


Best Alaska Payday Loan

We have gathered payday lenders in Alaska so far. Look below

No
Provider
Review
APR
Visit Site
1
AmeriAdvance
Varied
Go to AmeriAdvance
2
Paydaymax
431.79%-616.85%
Paydaymax
3
Plain Green Loans
59.84% �?378.95%
Go to Plain Green Loans
4
MyCashNow
401.13%-573.05%
MyCashNow
5
Discount Advances
401.13%-573.05%
Discount Advances
6
100 Day Loans
36%�?51.79%
100 Day Loans
7
Cashnet USA
243.25%�?83.04%
Cashnet USA
8
Cash Central
Varied
Cash Central
9
CashAdvance
Varied
Go to CashAdvance.com
10
Great Plains Lending
199.44% �?448.76%
Great Plains Lending

One of the advantages of payday loans is that they provide you will immediate access to cash. After being approved for a loan, you could have the money in your checking account within 24 hours. There is little to no paperwork required, and the application process is fast and easy.

In addition, you should not let your bad credit prevent you from applying for a payday loan in Alaska. No credit check will be performed with a payday loan; therefore, your credit score will not be a consideration when approving you for a loan. Many companies will not even require that you fax in any documentation, which makes the process even easier.

One of the best places to apply for a payday loan is online. The rates of lenders will vary, so you will want to compare lenders to see who will offer you the best deal. It is very important for you to read the terms and conditions of the loan before you sign anything. Make sure there is no hidden fees involved, and you want to make sure that you understand the repayment terms and conditions. Before you choose a lender, make sure that they are a reputable company. You can check with the Better Business Bureau to see if the lender is legitimate.

If you receive a payday loan in Alaska, you want to make sure you have the money in your account to cover any checks that you wrote. Alaska law states that a company can charge $30 for insufficient funds. If you default on a loan, you could end up paying over $500 in court fees. When a lender gives you a copy of the agreement, the court costs must be revealed. The only criminal action that you could face is if your checking account was not a valid account.

Emergency expenses will arise without warning. You might need money to pay credit card bills, car repairs or medical bills. You can receive a payday loan in Alaska and receive the money you need until you can get back on your feet again.

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